Home Ownership Program Overview

Habitat for Humanity of Summit & Wasatch Counties builds healthy, energy efficient, affordable homes for working members of our community. Our homes are intended to be modest in size and appearance and, at a minimum, will meet International Building Code standards. 

Habitat’s path to homeownership is an in-depth process, requiring hard work, time and dedication. To ensure the long-term success of Habitat homeowners, we partner with them from application through construction, and beyond when the keys are handed over. We can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, home maintenance, and much more.

HOW:

Habitat evaluates all applicants based on three* principal criteria: 

1)    Need: Our potential homebuyers have a need for better housing.

       Is your current housing unaffordable (greater than 35% of monthly income)?

       Are you dealing with housing that is too small for your needs?

       Are you sharing your housing with another?

       Is your current housing unsafe or in need of repairs?

 

2)    Ability to Pay: Habitat is helping to provide affordable housing in our community.

       Do you have stable, monthly income?

       Are you currently employed in Summit County?

       Do you have acceptable credit?

       Have you pre-qualified for a mortgage but can’t find a property in your price range?

       Is your current income between 30% - 60% of the County Area Median Income?

 

3)    Willingness to Partner with Habitat: Habitat Homeowners are not just engaged with Habitat while building a  home, but throughout their entire home ownership.

       Are you willing to complete sweat equity to help build your home?

       Are you willing and able to pay an affordable mortgage to cycle back into the community to         help build additional Habitat homes?

       Are you ready to invest in our community and take pride in a better future?

       Are you willing to attend an information session and learn about Habitat home ownership?

WHEN:

We are currently accepting applications for homeownership in the Silver Creek Village development through December 15, 2019.

 

Wondering if Habitat is right for you?

Information sessions are the best way for you to begin the process of Habitat ownership. Sessions are approximately one hour long and will provide you with details about applying, qualifying and partnering with Habitat for a home.

HOMEOWNER INFORMATION SESSIONS:

 

Thursday, November 14, 2019 at 6:30pm – Blair Education Center – 900 Round Valley Drive

Tuesday, November 19, 2019 at Noon -  ReStore – 6280 Silver Creek Drive

Saturday, December 7, 2019 at 9:00am – ReStore – 6280 Silver Creek Drive

 


AFFORDABLE  / ATTAINABLE HOUSING ORIENTATIONS:

Join PC Municipal, Mountainlands & Habitat for an orientation session to learn about affordable / attainable housing 101

Tuesday, November 12, 2019 at 6:00pm - Santy Auditorium - 1255 Park Ave

Monday, December 2, 2019 at 6:00pm - Santy Auditorium - 1255 Park Ave

 

Ready to apply?

To request an application please contact Julianne at 435-658-1400 x1007

Or email your request to:  info@habitat-utah.org

 

Applicants must consent to credit, background and reference checks and home site visits and other reasonable diligence by Habitat. Habitat does not discriminate on the basis of race, gender, religious affiliation, occupation or otherwise and is an equal opportunity housing provider.

*Any U.S. citizen or permanent resident who meets these criteria may be eligible to become a Habitat homeowner. Criteria imposed on a development plan by City or County government may play an additional role in qualifications.

 

Want to learn more? Please contact us with any questions.